If you want a free auto insurance quote no personal info, there are several companies that are online that will offer this service to you. There are a few things you should know before proceeding however.
While it is understandable that you do not want to give personal information over the internet, the quote that you receive may not be as accurate as if you had given the personal information. Here are some reasons why.
First, by giving your drivers license number, the insurance company can quickly check your driving record. If you are not quite sure the date of an accident or moving violation, those dates will be listed in your driving record. Most states limit the driving record to incidents that have happened within the past three years so some of these incidents may no longer be recorded in your driver record and you could actually get a better rate for insurance.
In addition, in some states, your credit report is pulled for an insurance quote. Drivers who have poor credit ratings pay more for insurance in these states than driver who do not have the poor rating. Once again, it is possible to get a quote without giving a social security number, but if your state allows insurance companies to use credit score in figuring your rates, you may pay more than the actual quote.
While you may receive several quotes without this personal information, remember that these are only quotes and may change when the company actually pulls your reports. For the most accurate quotes, you will need to give your personal information.
Once you have decided which company has the best rates for you, you can ask them to write the policy. In order to actually write a policy for you, the company will need to have your personal information. They will then enter the information into their computer to bring back a final cost of the policy to you. If the actual cost of the policy is vastly different than that of the quote, you may be well advised to try one of the other quotes to see if the price difference is the same. Once again, you will have to give the personal information before the policy can be written.
While some people fear giving any personal information over the web, most insurance companies have very stringent rules to protect your information should you want to have the most accurate quotes.
