Don't Believe The Hype About Prescription Assistance Programs

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We see and hear ads on television and radio all the time for medical plans which claim to help reduce or eliminate prescription costs. Families that have a loved one battling an illness or condition that require expensive drugs are prime targets for these expert marketers. When you call about prescription assistance programs (PAPs), you will more than likely be told that you are eligible; they make you feel special as if not everyone is eligible. How do you know if a program like this is a scam?

What Is A Prescription Assistance Programs?
Prescription Assistance Programs (PAPs) are usually sponsored by the prescription drug companies in the state you live in. The eligibility for these programs is based upon your personal financial condition as well as the cost of the drugs and any other drug insurance coverage you carry.

How To Detect A PAP Scam
Our research, according to the Federal Trade Commission, states that emails, ads, and websites for companies that guarantee free or low cost prescription drugs for a hefty fee up front are scams. A lot of the information that these programs offer is available for free if you know where to look for it. One of the services that a pap offers is to initiate applications for other drug benefits on your behalf. Although this saves you time, there is absolutely no guarantee that you will be approved, but you are still paying a sizable fee just to get that information about other drug benefits.

Do It Yourself pap program
Don't pay out your hard earned money to a service which may or may not link you up with prescription drug assistance programs. Rather, speak with your pharmacist and physician for advice. In addition there are government online resources that you can rely upon including: partnership for prescription assistance; access to benefits coalition and rx assist.

These servicers will ask you for information about your prescription medications, your financial condition and more. In return you will receive a list of programs you may be eligible for. Remember that your health care provider may need to approve your application.

Our team wants you to keep more of your hard earned money in your wallet. The rapidly rising costs of healthcare and the massive amount of advertising that health care related companies spend to get your attention are all potential leaks in your cash flow. Become a more educated consumer.


About the Author:
Nathan Randall, editor, Daily Dollar Newsletter provides free daily advice on money matters plus coupons and discount codes. FYI...you can now access the Daily Dollar Newsletter via iTunes podcast, YouTube video, and on Facebook and Twitter too.



Article Originally Published On: http://www.articlesnatch.com


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