Curves Insurance Protects Your Franchise Investment

Obtaining Curves insurance is an important part of owning a Curves franchise. As a franchise owner you will have access to a menu of support resources such as club development, intensive camp training, corporate events and an online community of other Curves owner-operators, just like you.
If you talk to other Curves owners, theyll tell you about the lives theyve touched and the changes theyve seen clients enjoy while working out at their facility. In fact many owners say that owning a Curves franchise isnt like having a job, but instead a place where they can make lives better.
Owning a Curves franchise doesnt mean that you have to come from a fitness background. Some owners are former clients who believe in the business model and want to further the Curves revolution throughout their community.

Although being enthusiastic about helping people is important to opening a franchise, owners also need to understand thecomponents of running a business. Some critical ones to consider include upfront costs, how to secure a facility, training and local area competition.
Securing Curves insurance is equally as important as any other factor. Once youve opened your doors and are building your client base you will need to protect your investment. You do not want to be held liable for an injury or other exigency that happens at your Curves location, as it could cost you your business.

Ideally, finding a general liability policy during the early planning stages is the best way to protect your business. Since you can never plan for an accident to happen, be proactive and talk to an underwriter before you cut the ribbon during the grand opening ceremony.
What Type of Curves Insurance Do I Need?
Confused about what type of Curves insurance you should consider? Because Curves has a unique business model, owners should approach fitness insurance with the client and facility in mind.
Types of coverage you should consider include:
General liability insurance: covers personal injury liability, with extended coverage available to personal trainers and fitness instructors
Property coverage: protects all risk coverage for the building contents, loss of income, client property while on the premises, theft and destruction
Employment practices (EPLI): protection against wrongful termination, sexual harassment and hiring practices
Workers compensation: coverage if your employees become sick or injured while on the job
Obtaining quality coverage is just as important as the fitness trainers you hire and the equipment you purchase. Insurance coverage protects not only you but also the client. Imagine what would happen to the client who has made tremendous progress at your facility, but cannot return because you have to close your doors due to an expensive claim? You opened a Curves facility to help people and to be a hero in their livesCurvesinsurance allows you to continue doing that each and every day, while your clients and you enjoy peace of mind.

Resources:
Sports and Fitness Insurance Corporation has a team of specialists for the health and fitness industry. The company is a preferred general liability provider for renowned and respected fitness organizations such as Curves, and ICOA, Independent Club Operators Association. For more information, call 800-844-0536 or complete an application online for your Curves franchisee insurance needs.