Controle Financeiro Em Famlia

H duas atitudes fundamentais em finanas pessoais para evitar problemas financeiros em casa:

1. Conversar sempre sobre os ganhos e gastos

Se voc chefe de famlia importante manter os outros membros informados sobre os valores que voc ganha e tudo o que gasto. Muitas pessoas tendem a esconder os valores achando que podero economizar mais ou que os outros no devem ter conhecimento. Entretanto, sabendo o quanto a famlia ganha, todos podem ter as mesmas ideias do que possvel comprar ou quais gastos so muito altos.

Se uma famlia possui contas a pagar que superem as contas a receber (salrio, aluguis, rendimentos de investimentos) e todos souberem os valores, novas ideias podem surgir e ser compartilhadas, gerando solues criativas e adequadas para o grupo.

Deve-se incluir filhos pequenos nas discusses pois, assim, voc estar ensinando a eles e poupando-os de surpresas econmicas desagradveis e estar inserindo-os afetivamente no convvio familiar, demonstrando amor e respeito por suas opinies, ainda que sem muita experincia de vida. Crianas costumam dar ideias criativas e sem vcios ou as amarras emocionais que os adultos possuem.

2. Rever mensalmente as contas e determinar o que pode ser cortado

Se voc tem suas contas a pagar anotadas, parabns. Porm no basta apenas anot-las e no fazer nada com as informaes. Deve-se periodicamente olhar para os nmeros e pensar friamente para onde o dinheiro est indo e se ele est sendo bem gasto. Se o dinheiro no est sendo suficiente para o oramento sempre recomendvel pensar nos obejtivos comuns da famlia ou das pessoas que convivem com voc e reencaminhar os gastos para a concretizao dos objetivos principais em detrimento de pequenos confortos.

Por exemplo, se voc gosta de comidas refinadas ou de uma culinria variada e se diverte indo a cozinha inventando ou preparando suas comidas voc pode diminuir as idas a restaurantes para guardar dinheiro para um curso de gastronomia. E quem sabe um futuro empreendimento, como um restaurante prprio, pode ser o seu destino?

Portanto, conversa e anlise financeira em conjunto podem trazer um convvio mais agradvel para pessoas que compartilham de um mesmo oramento, diminuindo brigas e aumentando o conhecimento e sade emocional e financeira para os mais velhos e, principalmente para os mais jovens.

Gerencie suas contas a pagar com o Organizze: http://www.organizze.com.br

About the Author:
H duas atitudes fundamentais em finanas pessoais para evitar problemas financeiros em casa:
1. Convrsar sempre sobre os ganhos e gastos
Se voc chefe de famlia importante manter os outros membros...

Article Originally Published On: http://www.articlesnatch.com

Tags: contas a pagar

, contas pagar

Related....

Videos...

Recent Business Articles

Taking A Look At Himalayan Salt Lamps By: Travon h turner | May 29th 2012 - Unique and unusual, the Himalayan salt lamps are gaining in popularity. Let's take a look at why people are buying more than one for their homes and how they may be improving their lives because of them.

himalayan salt lamps

himalayan salt lamps benefits

himala

Problems Of Time Management - Leading 2 Aspects By: Arnold Monk | May 29th 2012 - Time management problems are countless. Friends are great, however, occasionally they can diminish your time. Here we consider several areas that you might wish to strengthen.

time management problems

how to solve time management problems

time management problems and solutions

problems with time management

problems of time m

Unleash The Secret Of Nalley Bmws Success By: tomjd5bnwa | May 29th 2012 - Do you think buying a car is boredom? think again dear friend because Nalley BMW will be offering you a completely exhilarating experience that you will change your point of view. In today's world of technology people were driving various model cars and then ...

Nalley BMW

Real Estate In Jackson Wy By: Kent | May 29th 2012 - We first moved here after realizing that real estate in Jackson WY is doing well in 2012, and we also wanted a fresh start in a new area.

real estate in Jackson WY

Raising Rabbits: City Folk Style By: heart2heart03 | May 29th 2012 - Have you ever thought, "Oh, I really wish I lived on a farm so that I could own all those cute little farm animals (rabbits in particular)." Well don"t let your living situation stop you! I am here to tell you what needs to be done to raise rabbits in the ...

environmentally-friendly

farms

heart 2 heart farms

food e

How To Manage Your Managerial Energy Effectively For Peak Performance Results By: Jason Hindle | May 29th 2012 - This article focuses on the benefits of managing manager and executive energy to help them remain engaged on work tasks and challenges, rather thna simply managing time which while it may make them appear more effective by being present, does not contribute to ...

business productivity

Take The Utmost Benefits Of High Risk Businesses With Safe High Risk Merchant Accounts By: John Mike | May 29th 2012 - There are many online businesses that can give you unexpected profit within a short time. In order to enjoy the benefits, the first thing that you require is a merchant account for various financial transactions

travel merchant account

canadian internet merchant account

Real Estate In Jackson Hole By: Kent | May 29th 2012 - Just before I arrived in Jackson Hole, I had no idea what to expect. Sure, Ive seen pictures but when my real estate agent in Jackson Hole, Wyoming told me that she had found the perfect luxury home that I kept dreaming about, I really had no idea what to ex ...

real estate in Jackson Hole

real estate SEO for realtors

History Of Agarwood Oil And Its Benefits By: Agarwood | May 29th 2012 - We "Wood of Gods" and specialize in Agarwood & its products.Agarwood products at agarwood,aloeswood,aloeswood bracelet bead,agarwood bracelet bead,agarwood oil We supply our products in Middle East region including UAE,Saudi Arabia, Jordon, Oman, Bahrain, Qa ...

Agarwood

Aloeswood

Aloeswood bracelet bead

The Actual Attraction Associated With Getting A No Deposit Housing Melbourne By: Susanne Dubey | May 29th 2012 - Owning a home is a fantasy occurs true for most folks, and not almost all can afford to acquire a residence overall inside a town such as Melbourne.

house no deposit melbourne

no deposit house melbourne Australia

home loans with no deposit

rent house to buy melbourne

how to rent to buy a house

Comments

Still can't find what you are looking for? Search for it!

Site Navigation: