Car Insurance Buyers Guide

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What is Car Insurance?

Car insurance helps protect you from liability if you injure someone or damage their vehicle or other property whilst driving. There are other forms of cover (e.g. fully comprehensive) that protects you and your car from similar incidents. It is important to remember that owning car insurance is a legal requirement for all drivers.

What types of Car Insurance are there?

So what types of car cover are there? Well, car insurance typically comes in three different varieties, which are as follows: third party cover, third party fire and theft and fully comprehensive.

The following information provides a quick breakdown of the three different types of car insurance available for purchase.

Third party cover: this is the entry level policy and is good for customers who may not be able to pay for the higher level of cover. This type of cover is also good for people that have older cars where the cost of repair would be higher than the actual value of the vehicle.

Third party fire and theft: this form of car insurance is regarded as the next level up. The main difference with this insurance policy is that it covers against fire and theft of the vehicle. Before taking out either the third party or third party fire and theft cover it is important to remember that these policies will not pay for repairs to your personal vehicle.

Fully comprehensive: this type of car insurance covers everything contained in the third party fire and theft policy above, but also usually protects against the following:

Accidental damage to your car
Personal accident benefit
Medical expenses
Damage or loss to personal effects in the car

However, it is important to bear in mind that each insurers car insurance policy may vary with regards to what they offer. Therefore, it is vital that you carefully check what is covered in the policy before you buy.


About the Author:
Company Profile:

Greenbee.com offers a range of insurance services selected by the John Lewis Partnership. These include: home, car cover, travel, pet, wedding, event, life cover and specialist home insurance products. Customers can visit www.greenbee.com for further information.



Article Originally Published On: http://www.articlesnatch.com


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