Can You Contact Your Bankruptcy Attorney Twice?

Can You Contact Your Bankruptcy Attorney Twice?

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You can definitely contact your bankruptcy attorney and file for insolvency cases as many times as you want but, there are two factors involved

1.On what chapter of the federal bankruptcy law you are planning to file

2.How long has it been since you have filed a similar case and got discharged?


Consult with your bankruptcy attorney, who must be specialized in dealing with such cases. S/he will be able to assess all the factors and determine whether you are eligible for filing another bankruptcy case. There are various things to consider while filing a bankruptcy case for the second time, but, all the factors are applicable only if you have been discharged from the previous bankruptcy case by the court.

Situations determining the filing of bankruptcy case

Only if certain conditions are met, you will be able to file for an insolvency case for the second or third time in your life. Following are a few of those conditions:

1.If the earlier case that you had filed was under the Chapter 7 bankruptcy law, you are not allowed to file under the same section up to 8 years. If you are desperate to file a case before the period is over, you can do so by filing under the Chapter 13. So, if you are dealing with a new bankruptcy attorney this time, tell him/her about the cases that you had filed for. S/he will assess the possibilities of filing a second case and will guide you accordingly.

2.While you will be able to file a case under Chapter 13 bankruptcy even within 8 years of the previous case under Chapter 7, do not file for a relief before at least 4 years. You will not receive a discharge of your debts if you do so.

3.If you are filing a case under Chapter 13 after Chapter 7 bankruptcy, you should make sure to do it after at least 6 years of the previous case. Otherwise, your debts may not be discharged. There is another possibility of filing under the Chapter 13 if you have repaid about 70% of your unsecured loans.

4.Remember not to file a case under Chapter 13 within two years of getting discharged from a Chapter 13 bankruptcy. This will not fetch you a discharge. You will still be responsible for debts on credit cards, personal loans, and medical bills.

If you are seeking an experienced bankruptcy attorney, Corona based legal firms are where you will be able to find specialized and experienced lawyers to deal with cases related to insolvency.


About the Author:
For more insights and additional information about choosing a bankruptcy attorney Corona as well as getting a free bankruptcy consultation from an local attorney to you, please visit our web site at www.4bankruptcy.com .



Article Originally Published On: http://www.articlesnatch.com


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